TymeBank Visa Card Review

Experience zero monthly fees, smart savings, and seamless app control — banking made simple, daily!

For South Africans seeking straightforward and affordable banking, the TymeBank EveryDay Debit Card aligns digital convenience with the essentials you need. It’s not just another card—it connects you to a fully digital banking experience that prioritises transparency, flexibility, and fast access to funds all while helping you save.

What makes it stand out is how it blends zero monthly fees with practical perks like real-time app management and an intuitive savings tool. From managing your daily expenses to watching your savings grow, this card is designed to simplify financial life without compromising on value.

Discover the TymeBank EveryDay Debit Card Advantage

Benefits of the EveryDay 

• Zero monthly account fee
  TymeBank offers a free EveryDay account, meaning there are no recurring monthly charges. This removes a common barrier to banking, ensuring you keep more of your money every month.
• Complimentary Visa debit card
  Every EveryDay account includes a Visa debit card at no extra cost. Whether for shopping, paying bills, or withdrawing cash, you’re equipped with a widely accepted card without hidden fees.
• Quick and easy account opening
  You can open an account in just minutes via the app or at a physical kiosk located in select retailer locations. This ensures fast access to banking, even if you’re new to traditional banks.
• Shop and earn Smart Shopper points
  With the debit card linked to the Smart Shopper programme, everyday purchases at participating retailers accrue points. These points can be redeemed for in-store savings, turning routine spending into value over time.
• No monthly fees—fees only where necessary
  TymeBank’s model charges you only when you use specific services. Basic actions such as everyday purchases are free, giving you financial predictability and no surprise recurring charges.
• GoalSave—a high-yield savings tool
  Through the app, you can use GoalSave to set savings goals and earn competitive interest on your balance. This helps you build savings habitually and securely, with personalised targets that align with your lifestyle.
• Biometric and app-based control
  Full control of your card and account is available through the TymeBank app. From blocking your card instantly to setting transaction notifications or limits, the app keeps control in your hands.
• Cash access through multiple channels
  You can deposit or withdraw cash not only at ATMs, but also through over 14,000 till points at supermarkets like Pick ’n Pay and Boxer. This multitude of access points makes cash handling easy and convenient.
• Virtual card for secure online shopping
  TymeBank provides a virtual version of your debit card for online purchases. This allows you to keep your physical card details secure by using a separate set of details for digital transactions.

Qualification Requirements

• Minimum age—16 or older
  To open an account and receive the debit card, applicants must be at least 16 years old, offering accessibility to teens and young adults managing their finances.
• South African ID required
  A valid South African identity document is necessary for registration, ensuring secure verification and compliance with banking regulations.
• Active South African mobile number
  You must have a local mobile number to register and receive important banking notifications or use the app’s verification features.
• Digital adaptability
  Since the account functions through TymeBank’s digital platforms, you’ll need a smartphone capable of running the banking app to enjoy full features.
• Proof of identity
  Registration includes uploading your ID and possibly taking a live photo or selfie for biometric verification. This ensures your identity is securely confirmed.
• No proof of income needed
  Unlike many traditional banking accounts, TymeBank does not require proof of income. This opens the service to a wide range of users, including those without formal employment.

How to Apply for The TymeBank Debit Card

1. Download the TymeBank app
   Begin by installing the TymeBank app from your smartphone’s app store, setting the foundation for a purely digital account opening experience.
2. Submit your ID and selfie
   Within the app, upload your South African ID and follow the instructions for a biometric selfie. This process helps validate your identity swiftly.
3. Provide a mobile number
   Link and confirm your active South African mobile number. This will be used for account updates, security features, and app functionality.
4. Choose to open digitally or at a kiosk
   You can complete your account setup entirely in the app or visit a TymeBank kiosk in a participating retail store for in-person assistance.
5. Receive your Visa debit card
   Once enrolled, you’ll get a Visa debit card that can be collected at a kiosk or mailed to you, depending on your selected option.
6. Activate your card via the app
   Finalise your card setup by activating it in the TymeBank app. Once activated, you’re ready to use it for purchases, ATM withdrawals, and more.

Frequently Asked Questions

Can I use the debit card internationally?
Yes, the card accepts international transactions but includes applicable conversion fees for overseas charges or ATM withdrawals.

Are there any monthly maintenance costs?
No monthly fees apply. You only pay when using select services, like ATM withdrawals or international transactions.

How do I access cash with this card?
You can withdraw cash from ATMs or via in-store till points at participating supermarkets, providing flexible cash access options.

Is online shopping secure with this card?
Absolutely. Use the virtual card option for online shopping to safeguard your physical card details and improve security.