Amazon Barclaycard Visa

The UK Shopper’s Guide to Maximising Rewards

For regular Amazon UK customers, especially Prime members, the Amazon Barclaycard Visa is positioned as a competitive cashback credit card UK option. Issued by Barclays Bank UK PLC and co-branded with Amazon, this Visa rewards card UK offers targeted benefits for online shopping, a welcome bonus, and a 0% APR promotional period that can appeal to both everyday buyers and big-event shoppers.

Key Benefits at a Glance

1. Cashback Rewards Designed for Amazon Shoppers

• 1% cashback on Amazon.co.uk purchases year-round.
• Prime members can unlock 2% cashback during major events like Prime Day, Black Friday, and Cyber Monday.
• 0.5% cashback on purchases outside Amazon for the first 12 months (drops to 0.25% afterwards).

2. Welcome Bonus

• Receive a £20 Amazon Gift Card upon approval.
• Selected former Amazon credit cardholders may qualify for £50 gift card + boosted cashback for six months.

3. Introductory 0% APR Offer

• Up to 6 months interest-free on purchases – ideal for spreading out larger expenses.
• Representative APR after promotion: 28.9% variable.

4. No Annual Fee

• Unlike some best UK credit cards, there’s no yearly cost to maintain the account.

How the Amazon Barclaycard Visa Works

Every eligible purchase automatically earns cashback, which is converted into Amazon.co.uk vouchers and applied to your Amazon account. This makes redeeming rewards effortless — but also limits flexibility since rewards cannot be withdrawn as cash or used outside Amazon.

Your Barclaycard account can be managed via the Barclaycard app or website, allowing you to track spending, monitor reward balances, and set up direct debits to avoid interest charges.

Comparative Snapshot

Feature / Card	Amazon Barclaycard Visa	Chase UK Cashback Card	American Express Platinum Cashback Everyday
Amazon Purchases Cashback	1% (Prime up to 2% promo)	1%	N/A
Non-Amazon Purchases Cashback	0.5% (first year)	1%	0.5% – 1%
Annual Fee	£0	£0	£0
Welcome Bonus	£20 Amazon Gift Card	None	£5 – £10 cashback
Rewards Type	Amazon vouchers	Cash	Cashback credit
Introductory APR Offer	0% for 6 months	N/A	N/A

Primary Use Cases

• Frequent Amazon UK buyers who want to maximise spend on the platform.
• Prime members who take advantage of major sale events.
• Shoppers planning a large purchase during the 0% APR period.
• People seeking a £0 annual fee credit card with brand-specific perks.

Cost–Benefit Analysis

While its base cashback rate on non-Amazon purchases is lower than generalist cards like Chase UK, the Amazon Barclaycard Visa delivers strong value for those who concentrate spend on Amazon. Over £5,000 of annual Amazon purchases can yield £50+ in vouchers — before counting event-based 2% boosts for Prime members.

However, the high APR after the introductory period means this card is best suited to those who pay balances in full. Rewards are also locked to Amazon, which can be restrictive compared to cash-based programmes.

Should You Apply?

If you are already an active Amazon UK or Prime customer, the Amazon Barclaycard Visa offers a tailored rewards structure and low entry cost. It won’t be the best UK credit card for every type of spender, but for loyal Amazon users, it can outperform broader cashback cards in specific scenarios.Continue to Page 2 to learn advanced strategies for maximising cashback, exclusive hacks few cardholders know, and how it stacks up against other leading cashback credit card UK options.