Designed with students in mind, this card provides a seamless way to earn cash back on everyday expenses. From coffee runs to textbook purchases, watch your spending turn into valuable rewards with ease. With its straightforward rewards program and student-friendly features, the Discover it Student Cash Back Credit Card helps you manage your finances while enjoying benefits that fit your lifestyle.
Experience the advantages of earning while you spend, and start building your credit today with this dynamic financial tool.
Discover it Student Cash Back Benefits
- Dynamic Cash Back Rewards: Discover it® Student Cash Back Credit Card lets you earn 5% cash back on select rotating categories each quarter, up to a specified cap, and 1% on everything else. This flexible rewards system ensures that your spending is consistently lucrative and keeps your earnings excitingly varied.
- No Annual Fee: Enjoy all the benefits of the Discover it® Student Cash Back Credit Card without the encumbrance of an annual fee. This makes it an ideal choice for students looking to maximize their rewards while keeping their financial commitments minimal.
- Introductory Cash Back Match: Kick off your rewards journey with a bang! Discover will double all the cash back you earn during your first year, thanks to their first-year cash back match. This unique offer means you start off strong, turning your initial rewards into even greater value.
- Complimentary Credit Score Monitoring: Keep tabs on your credit health with a free FICO® credit score, accessible through your account. This valuable tool helps you track your credit progress and make smarter financial decisions.
- Fee-Free International Purchases: Travel the globe without extra costs with no foreign transaction fees. The Discover it® Student Cash Back Credit Card is perfect for students studying abroad or anyone who loves to travel internationally.
- Versatile Rewards Redemption: Choose how you want to use your cash back rewards—whether for statement credits, direct deposits, or gift cards. This flexibility allows you to redeem your rewards in a way that best suits your personal preferences.
- Advanced Security Protections: Enjoy peace of mind with state-of-the-art security features such as real-time fraud alerts and robust account protection. The Discover it® Student Cash Back Credit Card ensures that your financial information is safeguarded against unauthorized use.
- Supportive Customer Service: Rely on Discover’s top-notch customer service for any assistance you may need. Their dedicated support team is available to help you with inquiries and resolve issues efficiently.
- One-Time Late Payment Forgiveness: Should you miss a payment deadline, Discover offers a one-time late fee waiver to ease your way back. This considerate benefit helps you avoid penalties and manage your account more smoothly.
- Never-Expiring Rewards: Your cash back never runs out. As long as your account remains open, the rewards you earn with the Discover it® Student Cash Back Credit Card continue to accumulate without expiration, giving you ample time to use them as you see fit.
- Simple Reward Redemption: Redeem your cash back easily with options that include statement credits, direct deposits, or gift cards. The Discover it® Student Cash Back Credit Card provides multiple ways to access your rewards, making it easy to enjoy your earnings.
Who Can Apply?
The Discover it® Student Cash Back Credit Card is perfect for students who are at least 18 years old and have a valid Social Security number. It’s an excellent choice for those new to credit, providing a chance to build a positive credit history while enjoying rewards.
Whether you’re just beginning to manage your own finances or looking to enhance your credit profile, this card offers a supportive path with valuable benefits.
How to Apply?
- Visit the Discover website or app.
- Fill out the online application form with your personal and financial information.
- Provide proof of student status, if required.
- Review the terms and conditions.
- Submit your application for review.
Discover it Student Cash Back Frequently Asked Questions
- Can I add authorized users to my account?
- Yes, you can add authorized users to your account. They will receive their own card and can use it to make purchases.
- What happens to my rewards if I close my account?
- Rewards will be forfeited if your account is closed. Ensure to redeem your rewards before closing the account.
- Are there any restrictions on redeeming rewards?
- No, there are no restrictions on redeeming rewards as long as your account is open and in good standing.
- How do I contact customer service?
- You can contact customer service through the number provided on the back of your card or via the Discover website.
- What benefits are included with the card’s security features?
- The card includes features such as fraud alerts and secure online transactions to protect your financial information.
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