Asda Money Select Credit Card Review

It’s the perfect choice for shoppers looking to maximize savings, earn rewards, and enjoy flexibility in their financial management.

The Asda Money Select Credit Card is your go-to financial tool for everyday spending, offering fantastic rewards, savings, and flexibility. Perfect for shoppers and savvy spenders, this card lets you earn cashback on every purchase while enjoying exclusive Asda perks. 

Whether you’re shopping for groceries, fueling up at the petrol station, or indulging in a bit of online retail therapy, the Asda Money Select Credit Card makes every transaction rewarding.

This card isn’t just about earning—it’s about giving you more value for your money. With no annual fees, flexible payment options, and powerful tools to manage your spending, the Asda Money Select Credit Card is designed to simplify your finances while maximizing your savings. It’s time to take control of your spending and start earning as you shop!

Benefits of the Asda Money Select Credit Card

1. Earn Cashback on Every Purchase: With the Asda Money Select Credit Card, every pound you spend earns you 0.2% cashback, no matter where you shop. From everyday essentials like groceries and toiletries to big-ticket items like electronics, your spending never goes unrewarded. This benefit ensures that every purchase contributes to your financial goals, allowing you to see tangible returns on your daily expenses.

2. Boost Rewards at Asda: When you shop at Asda stores or online, you earn 0.75% cashback rates, doubling the rewards compared to regular purchases. This feature is perfect for loyal Asda customers, as it maximizes the value of your weekly grocery runs, clothing hauls, or even filling up at Asda petrol stations. Every shopping trip becomes an opportunity to save more.

3. No Annual Fee: The Asda Money Select Credit Card doesn’t charge an annual fee, ensuring you can enjoy its extensive benefits without any upfront or recurring costs. Unlike many other cards that come with hidden fees, this card ensures all your cashback earnings stay in your pocket, making it an incredibly cost-effective choice for savvy spenders.

4. Exclusive Asda Discounts: Unlock a variety of exclusive discounts and deals available only to Asda Money Select Credit Card holders. These offers go beyond groceries, extending to clothing, home goods, and seasonal promotions. With these discounts, you save even more on top of your regular cashback, amplifying the card’s value every time you shop.

5. Contactless Payments:Enjoy the convenience of contactless technology for secure, fast, and hassle-free transactions. Whether you’re grabbing a quick coffee, paying for public transport, or checking out at the grocery store, you can simply tap your card and go. It’s a feature designed for modern lifestyles, ensuring you spend less time at the checkout.

6. Fuel Savings: Earn cashback every time you refuel your vehicle, whether it’s at Asda petrol stations or elsewhere. This is a fantastic perk for drivers, helping you offset rising fuel costs while keeping your car on the road. Frequent travelers and daily commuters will especially appreciate the long-term savings this benefit provides.

7. Flexible Repayment Options: Manage your finances with repayment plans that adapt to your needs. Whether you want to pay off your balance in full each month to avoid interest or prefer spreading costs over time with manageable installments, the Asda Money Select Credit Card offers flexibility to suit your financial situation.

8. Advanced Security Features: Shop confidently with advanced fraud detection systems that monitor your account for suspicious activity. If your card is lost or stolen, you’re fully protected with zero liability for unauthorized transactions. This robust security ensures that your personal information and finances remain safe, giving you peace of mind.

9. Online Account Management: Take full control of your finances with the user-friendly Asda Money online portal and mobile app. You can check your balance, monitor transactions, redeem rewards, and even pay your bill—all from the convenience of your smartphone or computer. It’s a seamless way to stay on top of your account.

10. Global Acceptance: The Asda Money Select Credit Card is accepted at millions of locations worldwide, making it the ideal companion for travel and international purchases. Whether you’re shopping online from overseas stores or using the card while traveling abroad, you can rely on its global reach without worrying about limitations.

11. Real-Time Alerts: Receive instant notifications for every transaction made with your card, as well as reminders for due dates and account updates. This feature not only helps you track spending but also ensures you never miss a payment, helping you maintain a healthy credit score.

12. Build or Improve Credit History: For those new to credit or looking to rebuild their financial profile, the Asda Money Select Credit Card is a great choice. By making timely payments and managing your balance responsibly, you can gradually improve your credit score, opening the door to better financial opportunities in the future.

Who Can Apply For the Asda Money Select Credit Card?

Eligibility criteria for the Asda Money Select Credit Card:

1. Age: Must be at least 18 years old.
2. Residency: Must be a UK resident.
3. Income: Meet minimum income requirements set by Asda Money.
4. Credit History: A fair to good credit score increases approval chances.
5. Documentation: Provide valid ID, proof of income, and address details during application.

How to Apply For the Asda Money Select Credit Card

1. Visit the Asda Money Website: Navigate to the Asda Money Select Credit Card page.
2. Complete the Online Application: Enter personal, contact, and financial information.
3. Submit Required Documents: Upload proof of identity, income, and address if requested.
4. Review and Submit: Verify your details and submit the application.
5. Await Approval: Once approved, your card will be sent to you by mail.

Frequently Asked Questions

Is there a limit to how much cashback I can earn?

There is no cap on how much cashback you can earn, ensuring unlimited rewards.

What happens if I miss a payment?

Missed payments may incur fees and affect your credit score. Set up direct debits or alerts to avoid this.

Can I apply with a low credit score?

A fair to good credit score improves your chances, but Asda Money considers multiple factors during approval.

How long does approval take?

The application process is quick, with most approvals completed within minutes.