The Standard Bank Platinum Credit Card is designed for clients in Eswatini who want a card that reflects their lifestyle while delivering real value. It’s not only about convenience—it’s about premium experiences, greater flexibility, and financial confidence.
With this card, you enjoy global Mastercard acceptance, exclusive lifestyle perks, enhanced travel benefits, and tailored banking services. It’s the perfect choice for individuals who demand a little more from their credit card.
Benefits of the Standard Bank Platinum Credit Card
1. UCount Rewards Participation
Earn UCount Rewards every time you swipe, allowing your everyday spending to translate into points redeemable for shopping, fuel discounts, and travel benefits.
2. Higher Credit Limits
The Platinum card offers access to more generous limits, giving you greater purchasing power for both everyday needs and special expenses.
3. Global Mastercard® Acceptance
Use your card at millions of merchants and ATMs worldwide. Whether you’re traveling internationally or shopping online, Mastercard ensures seamless access.
4. Complimentary Travel Insurance
When you pay for your tickets with your Platinum card, you receive travel insurance coverage, protecting you against unexpected emergencies while abroad.
5. Airport Lounge Access
Relax in comfort before your flights with access to selected airport lounges—making business and leisure travel more rewarding.
6. Contactless Payments
Enjoy the ease of tap-to-pay technology and digital wallet compatibility with Apple Pay®, Google Pay™, and Samsung Pay®.
7. Fuel Rewards
Earn extra points or discounts when filling up at partner service stations, turning fuel expenses into opportunities for savings.
8. Purchase Protection
Items bought with your Platinum card may qualify for purchase protection, safeguarding you against accidental damage or theft.
9. Extended Interest-Free Period
Get up to 55 days interest-free on purchases when you settle your balance in full each month, giving you breathing room in your budget.
10. Budget Facility
Convert large transactions into manageable monthly installments, ensuring you stay in control while enjoying flexibility.
11. Enhanced Security
With chip-and-PIN technology, Mastercard SecureCode, and SMS alerts, your card is protected from fraud and unauthorized use.
12. Premium Customer Support
As a Platinum cardholder, you benefit from priority service and personalized banking assistance whenever you need it.
Who Can Apply?
The Standard Bank Platinum Credit Card is designed for individuals who demonstrate financial responsibility and meet the bank’s eligibility requirements. To qualify, applicants must:
- Be at least 18 years old: Only adults who can legally enter into financial agreements are eligible.
- Reside in Eswatini with valid identification: Applicants must present official documents proving legal residency and identity.
- Meet the minimum monthly income threshold for Platinum-level access: This ensures that cardholders can manage the credit limit and benefits associated with a premium card.
- Maintain a satisfactory credit history: A solid record of borrowing and repayment builds confidence that the card will be managed responsibly.
- Provide proof of income and residence: This may include recent payslips, employment letters, or bank statements, as well as utility bills or tenancy agreements confirming current residence.
Meeting these requirements increases your chances of approval and ensures you can fully enjoy the benefits of a Platinum-level card.
How to Apply
Applying for the Standard Bank Platinum Credit Card is a straightforward process that combines convenience with careful review of your financial profile:
- Visit your nearest Standard Bank Eswatini branch: A customer service representative will guide you through the process and answer any initial questions.
- Request and complete the Platinum Credit Card application form: Provide accurate personal, employment, and financial details to support your application.
- Prepare and submit required documents: These typically include valid identification, proof of residence, and proof of income such as salary slips or bank statements.
- Review the terms and conditions carefully: Take time to understand the card’s interest rates, fees, repayment schedules, and benefits before committing.
- Submit your completed application for approval: The bank will evaluate your financial profile, credit history, and eligibility criteria.
- Await notification of approval: Once approved, you will be contacted by the bank, and your card will be issued.
- Receive and activate your Platinum Credit Card: After collection, follow the bank’s activation instructions to start using your card and accessing its benefits immediately.
Frequently Asked Questions
1. Does the Platinum Credit Card have an annual fee?
Yes, it carries a monthly or annual fee, but this is balanced by the rewards and lifestyle benefits.
2. Can I use the card internationally?
Yes. The Platinum Credit Card is a Mastercard® and is accepted worldwide at millions of merchants and ATMs.
3. Do I earn rewards with this card?
Yes. You earn UCount Rewards points on every eligible purchase, which can be redeemed for shopping, travel, or fuel.
4. Does it include travel insurance?
Yes, complimentary travel insurance is provided when you pay for your trip with your Platinum Credit Card.
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