Discover it® Cash Back

For moderate spenders who are willing to activate the 5% rotating categories and track the quarterly spending cap, this no-annual-fee card can deliver tidy rewards outside of its ongoing 1% earning rate.

Card details

• Annual fee: $0
• Rewards rate: 1% – 5%
• Type of card: Rewards
• Credit Score: Good – Excellent (690 – 850)

Card benefits

• Intro Offer: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
• Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
• Earn unlimited 1% cash back on all other purchases – automatically.
• Redeem cash back in any amount, any time. Rewards never expire.
• Use your rewards at Amazon.com checkout.
• #1 Most Trusted Credit Card according to Investor’s Business Daily.
• No annual fee.
• Discover is accepted nationwide by 99% of the places that take credit cards.
• Click “Apply Now” to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

For whom this card is recommended

If you don’t mind keeping track of bonus categories that change every three months, this card is a winner either as an everyday card or as part of a multicard rewards-maximizing strategy.

Therefore, for people who prefer cash back and dont mind putting in a little work, this $0-annual-fee card is well worth it.

Did you like this card? For more information, click on the button below.