The Fluid Credit Card is your ideal financial companion, offering flexibility, simplicity, and control for everyday purchases. Whether you’re managing regular expenses, consolidating debts, or building your credit history, this card is designed to provide a straightforward and supportive experience. With transparent terms, easy account management, and no hidden fees, the Fluid Credit Card makes banking stress-free.
Perfect for those starting their credit journey or seeking a reliable credit tool, the Fluid Credit Card ensures that you stay in control of your finances. With benefits like contactless payments, online account access, and a straightforward application process, this card helps you build confidence in managing your money while offering all the convenience you need.
Benefits of the Fluid Credit Card
0% Intro Offer: Take advantage of 0% interest on balance transfers for 9 months from account opening, with a 3% transfer fee. After the introductory period, your standard rate applies. Note that this offer is available only for balance transfers made within the first 60 days for new customers.
Easy Application Process: Applying for the Fluid Credit Card is quick, simple, and hassle-free. With an intuitive online application system, you can check your eligibility in minutes without affecting your credit score. This makes it accessible to a wide range of users, even those with limited credit histories.
Build or Rebuild Your Credit: The Fluid Credit Card is an excellent tool for building or repairing your credit score. By making regular payments and using the card responsibly, you can demonstrate financial reliability, paving the way for better financial opportunities in the future.
No Annual Fee: Enjoy the benefits of the Fluid Credit Card without worrying about additional costs. With no annual fee, this card is a cost-effective option for managing your finances.
Manageable Credit Limits: Start with a manageable credit limit, perfect for controlling spending while learning financial discipline. Fluid also offers the opportunity to increase your limit over time based on responsible usage, providing flexibility as your financial confidence grows.
Online and Mobile Account Access: Keep track of your spending, payments, and available credit through the Fluid online portal or mobile app. With real-time access to your account, you can manage your finances effortlessly from anywhere.
Contactless Payments: Make secure and quick payments with contactless technology. Ideal for everyday purchases, this feature allows you to simply tap and go, saving you time and effort.
Fraud Protection: Shop with confidence knowing your card is protected by robust fraud detection systems. Unauthorized transactions are covered, ensuring your finances remain secure at all times.
No Hidden Fees: Fluid is transparent about its fees, ensuring there are no surprises. Whether it’s for cash withdrawals or overseas spending, all charges are clearly outlined, giving you full control of your expenses.
24/7 Customer Support: Access customer support anytime you need it. The dedicated team is available round-the-clock to assist with inquiries, lost cards, or account issues, ensuring a seamless experience.
Flexible Repayment Options: Choose a repayment plan that works for you, whether it’s paying the full balance each month or spreading payments over time. This flexibility helps you manage your finances effectively and avoid unnecessary stress.
Global Acceptance: Use your Fluid Credit Card at millions of locations worldwide, making it an excellent choice for online shopping, international purchases, or travel.
Alerts and Notifications: Stay informed with instant alerts for payments, transactions, and account updates. These notifications help you stay on top of your finances, avoid missed payments, and manage your credit responsibly.
Who Can Apply For the Fluid Credit Card?
Eligibility criteria for the Fluid Credit Card:
- Age: Must be at least 18 years old.
- Residency: Must be a UK resident.
- Income: Meet the minimum income requirements specified by Fluid.
- Credit History: Suitable for those with limited or poor credit histories.
- Documentation: Provide proof of identity, address, and income during the application process.
How to Apply For the Fluid Credit Card
- Visit the Fluid Website: Navigate to the Fluid Credit Card application page.
- Check Eligibility: Use the eligibility checker to see if you qualify without impacting your credit score.
- Complete the Application: Fill out your personal, financial, and contact details.
- Submit Required Documents: Upload proof of identity, address, and income if requested.
- Await Approval: Once approved, your card will be sent to you in the mail.
Frequently Asked Questions
What is the starting credit limit?
Credit limits vary based on your application, but Fluid offers manageable limits to help you control spending.
What happens if I miss a payment?
Missing a payment may incur fees and impact your credit score. Set up reminders or direct debits to avoid this.
Can I request a credit limit increase?
Yes, you may be eligible for a credit limit increase based on responsible usage over time.
How long does approval take?
Approval is typically quick, with most applications processed within minutes.