The FNB Petro Card

FNB Petro Card gives you peace of mind on the road—free emergency roadside assistance and account control that matches your lifestyle.

CREDIT CARD

FNB PETRO

Emergency Roadside Assistance more limit

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The FNB Petro Card is designed for people who spend on fuel regularly and want more than just debit at the pump. It lets you separate fuel costs from your regular credit card spend, with its own card limit and statement if you choose the standalone version. Plus, you get AA emergency roadside assistance at no extra cost. Need help with a flat tyre, running out of fuel, battery issues or getting locked out? The AA’s got your back. Yes, there’s a small monthly cost—but when you factor in the value of peace of mind and convenience, it can more than pay off. 

Fuel Up Smart: The FNB Petro Card

Pros 

• AA Emergency Roadside Assistance included – Cover for key breakdowns, fuel, flat tyres, and towing up to 40 km without added cost. 
• Separate or Linked Card Option – You can have it as a standalone card or link it to your existing credit card, giving flexibility. 
• Dedicated Statement for Fuel & Vehicle Costs – Easier tracking of fuel spend and car‑related expenses separately from general purchases. 
• Personalised Interest Rates – FNB offers rates designed to suit your usage and lifestyle. 
• Convenient Monthly Fee – At R70/month, you get several services bundled in (including roadside assistance) making it reasonable for regular drivers. 

Cons 

• Fuel Transaction Fee – You pay a fee (R6.25) each time you fuel with the card, which adds up. 
• Monthly Cost Even If Not Used Heavily – That R70 monthly fee applies regardless of how much (or how little) you use the card. 
• Minimum Income Requirement – You need to earn at least R84,000 per year to qualify. 

Who Should Consider the FNB Petro Card?

If you’re driving a lot—whether commuting, travelling for work, or doing frequent trips—the FNB Petro Card gives you tools that make life easier. The AA roadside assistance alone can save you stress and cost when your car misbehaves. Separating fuel spending onto its own card helps you understand your vehicle expenses better and manage your budget more clearly. For people who fill up regularly, the convenience and safety net make the monthly fee feel worthwhile.

Also, for users who dislike mixing vehicle costs with household expenses (or business costs), having a dedicated card can help with clarity. It’s excellent for budgeting, tracking, and controlling your fuel spend. That said, if you hardly use fuel or already have strong roadside assistance via another service, the fees and transaction costs might make this card less useful for you. In short: for heavy drivers and those who value vehicle‑support features, the FNB Petro Card is a strong pick. For light users, you’d want to compare whether you’ll get enough value to cover the cost.