Designed to empower you with financial freedom, this card offers a dynamic rewards structure that adjusts to your unique spending habits. Unlike other cards, it lets you choose which categories earn you the most cash back, turning every purchase into a smart investment.
Imagine a card that adapts to your lifestyle, providing not just cash back but also a suite of perks tailored to enhance your daily activities. Whether you’re navigating the bustling aisles of your favorite stores or embarking on exciting adventures, the U.S. Bank Cash+ Visa Signature Card is your partner in maximizing rewards and simplifying your financial life.
Elevate your spending experience and enjoy unparalleled flexibility and rewards with this innovative card!
U.S. Bank Cash+ Visa Signature Credit Card Benefits
- 5% Cash Back on Custom Categories: Tailor your rewards to suit your lifestyle by choosing two categories where you can earn a remarkable 5% cash back on up to $2,000 in eligible purchases each quarter. From groceries to gas, you decide where your rewards really add up.
- 2% Cash Back on a Preferred Everyday Category: Enjoy a consistent 2% cash back on a category you use frequently, like dining or streaming services. This steady cash back rate enhances the value of every purchase in your chosen category.
- 1% Cash Back on All Other Spending: Earn 1% cash back on every purchase, no matter where you shop or what you buy. This simple and effective rate ensures that all your transactions contribute to your overall cash back earnings.
- Welcome bonus: Unlock a $250 rewards bonus by spending $1,000 on eligible purchases within the first 90 days of opening your account. This exciting offer gives you the chance to earn a substantial reward just for using your new card for everyday expenses and purchases. Make the most of this limited-time opportunity to boost your rewards and enjoy the benefits of your new account from the very start.
- No Annual Fee: Benefit from all the features of the U.S. Bank Cash+ Visa Signature Card without any annual fee. This makes it a budget-friendly choice, allowing you to maximize your rewards without incurring additional costs.
- 0% Intro APR on Purchases and Balance Transfers: Enjoy a 0% introductory APR on both purchases and balance transfers for the first 15 billing cycles. This offers you financial flexibility to manage your purchases and transfers with ease.
- Exclusive Visa Signature Perks: Access premium Visa Signature benefits, such as personalized concierge services, exclusive offers, and comprehensive travel and emergency assistance, elevating your cardholder experience.
- Extended Warranty Coverage: Extend the manufacturer’s warranty on eligible purchases, providing you with additional protection and peace of mind for your new items.
- Purchase Protection: Safeguard your purchases with coverage against damage or theft. This ensures that your investments are well-protected and you can shop with confidence.
- Travel and Emergency Assistance: Receive valuable travel and emergency assistance services, including travel accident insurance and rental car insurance, enhancing your security and support while you’re on the go.
- Cell Phone Protection: Protect your cell phone with insurance when you pay your monthly bill using your U.S. Bank Cash+ Visa Signature Card, offering peace of mind against potential damage or loss.
- Flexible Reward Redemption: Redeem your cash back easily with the U.S. Bank Cash+Visa Signature Card. Apply your rewards directly to your statement balance or choose from various redemption options like gift cards, travel, or merchandise, giving you the flexibility to use your rewards in the way that best suits your needs.
Who Can Apply For The U.S. Bank Cash+ Visa Signature Credit Card?
To apply for the U.S. Bank Cash+ Visa Signature Card, you should meet the following criteria:
- Age Requirement: To qualify for this card, you must be at least 18 years old.
- Credit Score: Ideally, applicants should have a credit score of 700 or above, although requirements can vary.
- Income Stability: A reliable income source is necessary to prove your ability to manage payments, though there is no set minimum amount required.
- Credit History: A solid credit history, marked by timely payments and low debt levels, is advantageous.
- Residency Status: You need to be a U.S. citizen or a legal resident with a valid Social Security number and a U.S. address.
- Debt-to-Income Evaluation: Your financial health, including your debt-to-income ratio, will be reviewed to ensure you can handle the credit responsibly.
- Existing Credit Accounts: Having other credit accounts in good standing may strengthen your application, though it’s not a strict requirement.
How to Apply For The U.S. Bank Cash+ Visa Signature Credit Card?
- Visit the U.S. Bank website or a local branch.
- Complete the online application form or request an application in-person.
- Provide your personal and financial information, including income details.
- Review and submit your application.
- Await a decision and, if approved, receive your card.
U.S. Bank Cash+ Visa Signature Frequently Asked Questions
- What should I do if I lose my card?
- Report a lost or stolen card immediately by calling U.S. Bank customer service. They will assist in blocking the card and issuing a replacement.
- Is there a minimum credit score required to apply?
- While specific requirements can vary, a good credit score is generally needed to qualify. Check with the U.S. Bank for detailed eligibility criteria.
- How can I check my cash back balance?
- Log in to your U.S. Bank online account or mobile app to view your cash back balance and available rewards.
- Are there any foreign transaction fees with this card?
- The U.S. Bank Cash+ Visa Signature Card does not charge foreign transaction fees, making it ideal for international travel.