FNB Petro Card Review

If you drive often or just want better control over fuel and vehicle‑related costs, the Petro Card makes every trip a bit easier.

Meet your new road‑trip companion: the FNB Petro Card! If you love hitting the road, value convenience, and want more peace‑of‑mind behind the wheel, this card was made for you. Picture paying for fuel with ease, plus getting AA emergency roadside assistance built‑in—all wrapped in one simple credit card. It’s more than just “pay for petrol”—it means empowering your journeys, wherever they take you.

No more stress if your battery dies, the tire goes flat, or you accidentally lock your keys in the car. With the Petro Card, those frustrating moments become manageable, thanks to AA patrol support and even accommodation/car hire help for you and your passengers. Plus, with personalized interest rates, decent fuel transaction fees, and clear, transparent costs, you get fuel payments and vehicle emergencies handled in a smarter way.

FNB Petro Card Benefits

1. AA Emergency Roadside Assistance Included: One of the standout perks of the Petro Card is that you get complimentary AA emergency roadside assistance with the card. If you run out of fuel, have a flat battery, suffer a flat tyre, or lock your keys inside, you’re covered—AA will come to your aid, plus you even get guard assistance until the AA patrol arrives. And in more serious breakdowns, there’s car hire and overnight accommodation for you and up to four other passengers! All this gives you confidence behind the wheel—some real safety net when the unexpected happens. 
2. Personalised Interest Rates: The card offers personalised interest rates to suit your lifestyle—FNB doesn’t just apply a one‑size‑fits‑all rate. Depending on your credit profile and how you use the card, you may get interest terms that work better for you. This flexibility means your finance charges could be more manageable. 
3. Fuel‑Focused Utility: The card is optimized for fuel purchases—it’s built for people who buy fuel regularly. Because it’s called the “Petro Card,” its structure, fees, and services are arranged around fuel needs and associated vehicle‑emergency risks, making it more appropriate than a general rewards card for drivers. If you spend often at petrol stations, this card gives you more relevant value. 
4. Emergency Support Features: Beyond just fuel, the AA support includes 40 km roundtrip in the event of mechanical or electronic breakdowns, help with a flat battery, fuel, or lock‑outs. If you can’t continue your trip, there’s assistance for overnight accommodation and transport/hire for up to four other people if needed. That gives you backup in more scenarios than many simple fuel cards do. 
5. Ease of Application & Support: FNB makes applying fairly straightforward. You can do “Apply now”, request “Call me back”, or go into a branch. The card is supported by FNB’s standard processes, with required documents clearly listed: ID, proof of residence, payslips, and bank statements. For a card with emergency benefits, that level of clarity helps reduce friction. 
6. Useful for Drivers & Commuters: If you commute often, use your car daily, or take frequent road trips, the Petro Card becomes an asset—not just another credit card. The built‑in roadside assistance and fuel‑transaction efficiency mean that your regular fuel spend directly brings you utility beyond just “paying for gas.” Your everyday travel becomes more protected and more manageable. (Implicit in the benefits laid out.) 

Who Can Apply:

Here are the eligibility and criteria requirements for the FNB Petro Card:

• You must earn a minimum of R84,000 per annum. 
• You need to provide certain documents:
   • A recent payslip
   • Three months of bank statements
   • A valid South African ID (ID book or card)
   • Proof of residence (not older than whatever FNB’s standard is) 

How to Apply: Step‑by‑Step

1. Visit the FNB Petro Card page on FNB’s website. 
2. Click “Apply now” (or choose “Call me back” if you want FNB to contact you) or go into one of the FNB branches. 
3. Ensure you have the required documentation (recent payslip, three months bank statements, ID, proof of residence). 
4. Complete the application form (online or at the branch) with your personal and financial details.
5. FNB will perform credit check and verify your documents to assess eligibility and personalized interest rate.
6. Once approved, the card will be issued, and you receive your Petro Card (physical).
7. Activate the card (if required) and begin using it for fuel purchases or in emergencies.
8. Keep the AA assistance contact details handy in case you need roadside help.

Frequently Asked Questions

• What is the monthly fee, and what does it cover?

The Petro Card has a monthly account fee of R70. This fee helps cover the ongoing services, including the AA emergency roadside assistance, maintenance of the card account, and related administrative costs. 

• What fees are charged when I buy fuel with the card?

There is a fuel transaction fee of R6.25 for each fuel purchase made with the Petro Card. So in addition to paying for the fuel itself, this small fee is charged per transaction. 

• What kind of roadside assistance is included?

The AA roadside assistance cover is quite comprehensive: if you run out of fuel, have a dead battery, need a tyre change, or lock your keys in your car, AA will help. Additionally, for breakdowns there is coverage for a 40 km round trip in the event of mechanical/electronic breakdowns. You also get support like car hire and overnight accommodation for you and up to four other passengers if needed. Guard service is provided until the patrol arrives.