You expect a balance transfer card to offer a lengthy introductory APR period. But this card also gives you cash back — and a reason to hold on to it long-term.
Card details
Annual fee: $0
Intro APR period: 0% intro APR for first 18 months on balance transfers and 0% intro APR on first 6 months for purchase
Type of card: Balance transfer
Credit Score: Good – Excellent (690 – 850)
Card benefits
- Earn 5% Cash Back
- 2x Unlimited Cashback Match
- Intro Balance Transfer Offer
- Freeze it® on/off switch for your account
- FICO® Credit Score for free
- Tap to pay
- 100% U.S.-based customer service
- Accepted where you love to shop nationwide
For whom this card is recommended
A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.
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