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Discover it® Balance Transfer

You expect a balance transfer card to offer a lengthy introductory APR period. But this card also gives you cash back — and a reason to hold on to it long-term.

Card details

Annual fee: $0

Intro APR period: 0% intro APR for first 18 months on balance transfers and 0% intro APR on first 6 months for purchase

Type of card: Balance transfer

Credit Score: Good – Excellent (690 – 850)

Card benefits

  • Earn 5% Cash Back
  • 2x Unlimited Cashback Match
  • Intro Balance Transfer Offer
  • Freeze it® on/off switch for your account
  • FICO® Credit Score for free
  • Tap to pay
  • 100% U.S.-based customer service
  • Accepted where you love to shop nationwide

For whom this card is recommended

A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.

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