The BankAmericard is an efficient tool to help you whittle down debt. Just be aware that there’s not a whole lot of value to be had once the 0% intro APR period ends.
Card details
Annual fee: $0
Intro APR period: 0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening
Type of card: Balance transfer
Credit Score: Good – Excellent (690 – 850)
Card benefits
- Paperless Statements: Save the planet and skip the snail mail paper usage.
- Digital Wallet and Contactless Chip Technologies: Hi-tech convenience for the modern spender.
- Online and Mobile Banking: Manage accounts from an app or on the web.
- Overdraft Protection: Protect overdraw on Bank of America bank accounts for a fee.
- $0 Liability Guarantee: Cardholder is not responsible for unauthorized charges.
- FICO Score: Access to cardholder’s credit score for free.
For whom this card is recommended
The BankAmericard® credit card is an OK option for anyone looking to zap debt. But if you’re looking for a card you can continue using after you tackle that balance, you have alternatives, including ones that earn rewards.
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