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Citi® / AAdvantage® Executive World Elite Mastercard®: review

With Admirals Club lounge access, priority boarding and the first checked bag free for up to eight additional travel companions, the Citi® / AAdvantage® Executive World Elite Mastercard®* charges a $450 annual fee but provides everything a solid airline rewards card should offer.

The card is arguably the card for the most frequent American Airlines travelers as it provides the most benefits of Citi’s American Airlines-branded cards.

Pros & Cons


  • Free checked bag on domestic American Airlines flights for up to 8 companions on the same reservation
  • Up to 10 authorized users receive Admirals Club® lounge access when flying on American Airlines
  • There’s no limit to the number of AAdvantage® miles you can earn
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on all other purchases


  • High annual fee with no first-year waiver
  • Blackout dates apply in some cases
  • Lackluster rewards rates
  • Requires excellent credit

Rates, fees & offers

  • Annual fee: $450
  • Bonus offer: earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.2 Plus, get Admirals Club® membership
  • Intro APR: N/A
  • Ongoing APR
    APR: 15.99% – 24.99% Variable APR
    Penalty APR: up to 29.99%
    Cash Advance APR: 25.24%
  • Balance Transfer fee: either $5 or 5% of the amount of each transfer, whichever is greater
  • Foreign transaction fee: None


Flight Perks

  • First Checked Bag Free: First checked bag free on domestic American Airlines itineraries for you and up to 8 travel companions.
  • Enhanced Airport Experience: Enjoy priority check-in, priority airport screening (where available) and priority boarding privileges for you and up to eight travel companions on the same reservation.
  • Receive a statement credit up to $100: every 5 years as reimbursement for your application for Global Entry or TSA PreCheck®.
  • 25% Savings on Inflight Food and Beverage: Receive 25% savings on food and beverage purchases when you use your card on American Airlines flights.

Admirals Club membership

Enjoy Admirals Club® Membership, including access to nearly 50 lounge locations worldwide. Up to two guests or immediate family (spouse, domestic partner and/or children under 18 years of age) may accompany the member.

Redeeming AAdvantage® Miles

Use your miles for award travel to over 1,000 destinations worldwide, with flexible redemption options for one-way or round trip awards on American Airlines. Your AAdvantage® miles can also be redeemed for Business and First Class upgrades, car rentals, hotel stays or vacation packages. The choice is yours.

How to request this card

Applying for a credit card is very simple and you can do it through the app or website. But you need:

  • Social Security Number
  • Gross income
  • Employer name (if applicable)
  • Rent/mortgage amount

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