Citi Custom Cash℠ Card

The Citi Custom Cash is a great option for people looking to maximize cash back rewards without having to worry about activating or selecting bonus categories.

Card details

Annual fee: $0

Credit score: Good – Excellent (700 – 850)

Rewards rate: 1% – 5%

Type of card: Cash back

Card benefits

• Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
• 0% Intro APR on balance transfers and purchases for 15 months
• Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
• Earn unlimited 1% cash back on all other purchases.
• No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
• No Annual Fee

For whom this card is recommended

This no-fuss, high-earning cash back card is ideal for those who want to earn lucrative rewards for everyday spending with little work. 

The ability to earn lucrative ongoing rewards in broad and useful everyday spending categories makes the Citi Custom Cash℠ Card especially valuable, especially considering its $0 annual fee.

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