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Citi® Diamond Preferred® Card

The Citi Diamond Preferred can help make a dent in your debt, but because the card doesn’t earn rewards, it may not earn a long-term place in your wallet.

Card details

Annual fee: $0

Intro APR period: 21 months on balance transfers and 12 months on purchases

Type of card: Balance transfer

Credit Score: Good – Excellent (690 – 850)

Card benefits

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening.
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • Cardholders have special access to tickets for exclusive events, including sporting events, dining experiences and more.

For whom this card is recommended

The Citi® Diamond Preferred® Card is a solid option for those looking to consolidate debt and pay it off over an extended period of time.

There are several cards on the market that offer 0% introductory interest on balance transfers and purchases, some of which carry an equal to or lower balance transfer fee than the Citi Diamond Preferred. Nonetheless, the Citi Diamond Preferred still offers value since the promotional period is significantly longer than that of the other cards.

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