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Citi Premier® Card

With 3 points earned per $1 spent on many travel staples and at gas stations, the Citi Premier Card could be a perfect fit for road warriors and frequent travelers.

Card details

Annual fee: $95

Credit score: Good – Excellent (700 – 850)

Rewards rate: 1x – 3x

Type of card: Rewards

Card benefits

  • Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

For whom this card is recommended

The Citi Premier® Card charges a $95 annual fee, but earns rewards you’d expect on a card with an annual fee.

It lacks great benefits, so the primary attraction of this card beyond its high potential reward yield is its lack of foreign transaction fees. For those who want to pay for the rewards, this one will do just fine.

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