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Costco Anywhere Visa® Business Card by Citi: review

Costco sells just about everything, making it the ultimate one-stop shop for small businesses. Members save with the store’s warehouse savings and bulk discounts. Now, with the Costco Anywhere Business Visa, they can save even more.

Power your small business with the only business credit card designed exclusively for Costco members.

Pros & Cons


  • Digital Wallets
  • Tap Your Card with Contactless Pay
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and
  • 1% cash back on all other purchases
  • $0 annual fee with your paid Costco membership
  • None foreign transaction fees


  • Must be a Costco member
  • Limited redemptions

Rates, fees & offers

  • Annual fee: 
  • Bonus offer: 
  • Intro APR: 
  • Ongoing APR
    APR: 15.24% Variable APR
    Penalty APR: up to 29.99%
    Cash Advance APR: 25.24%
  • Balance transfer fee: None
  • Foreign transaction fee: None


Citi Entertainment®

Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences and more.

Damage & Theft Purchase Protection

Shop with more confidence — Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).

Redeeming Costco Cash Rewards

Cash back will be provided as an annual credit card reward certificate once your February billing statement closes, and is redeemable for cash or merchandise at U.S. Costco Warehouses, including Puerto Rico.

How to request this card

Applying for a credit card is very simple and you can do it through the app or website. But you need:

  • Social Security Number
  • Gross income
  • Employer name (if applicable)
  • Rent/mortgage amount