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Discover it® Secured Credit Card

Discover it® Secured credit card could help you build or rebuild your credit history to make more things possible tomorrow. Moreover, it doesn’t charge an annual fee and you can make a profit in the first year thanks to the card’s cash back program.

Card details

  • Annual fee: $0
  • Minimum deposit: $200
  • Type of card: Building credit
  • Credit Score: Poor (300 – 629)

Card benefits

  • After 8 months, we begin automatic monthly account reviews to see if you qualify to convert to a standard, ‘unsecured’ card and get your deposit back
  • Your credit line will equal your deposit amount, starting at $200
  • Smart habits like paying all your bills on time and in full each month can help you build credit with responsible use.
  • They’ll report your credit history to all 3 major credit bureaus, unlike most debit cards or prepaid cards.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score.
  • Intro Offer: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • No annual fee

For whom this card is recommended

The Discover it® Secured Credit Card is ideal if you lack a credit history or have bad credit. 

Furthermore, it offers what almost no other cards do: cash back rewards even for those whose weak or damaged credit history. If you are looking for the best secured card, the Discover it® Secured Credit Card could be a winner.

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