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Farmers National Bank Platinum Visa® Credit Card: review

Put the power of banking in the palm of your hand with Farmers’ mobile banking solutions. With their Online and Mobile Banking you can manage your finances anytime, anywhere 24/7.

Moreover, what makes this card unique and one of the best low interest credit cards is because it offers a lengthy 0% APR offer on both purchases and balance transfers.

Pros & Cons


  • Low introductory rate for an extended time
  • Ability to pay down other balances
  • Saving on interest
  • Extended warranty coverage
  • Auto rental collision damage waiver coverage
  • Zero fraud liability
  • No annual fee


  • Requires good/excellent credit
  • No bonus offer

Rates, fees & offers

  • Annual fee: $0
  • Rewards rate: N/A
  • Bonus offer: None
  • Intro APR: 0% on Purchases and Balance Transfers for 20 billing cycles
  • Ongoing APR
    APR: 13.49% – 23.49% Variable APR
    Cash Advance APR: 25.99%, Variable
  • Balance transfer fee: 3%
  • Foreign transaction fee: 3%


Identity Theft Protection

Identity theft strikes nearly 100,000 people in the United States a day! Being an unfortunate victim of this crime can cost you time and money.

Farmers National Bank is committed to assisting its customers protect their private information. They offer PROVENT® ID Protect Plus to help protect their customers’ personal information..

Online bank

Online Banking at Farmers puts you in control of your money as well as your time.

With the Online and Mobile Banking you can manage your finances anytime, anywhere. You can check your account balances, pay bills and make transfers – safely and securely.  Bill Pay, eStatements and the payment platform Popmoney® are some of the excellent services that come with Online Banking.

0% Introductory Rates

The Farmers National Bank Platinum Visa Credit Card offers an introductory 0% APR period on purchases and balance transfers made in the first 20 billing cycles.

After that, the standard APR will apply (currently 13.49% – 23.49%). In order to benefit from the introductory APR, you should aim to pay off your entire balance before the introductory period ends.

How to request this card

Applying for a credit card is very simple and you can do it through the app or website. But you need:

  • Social Security Number
  • Gross income
  • Employer name (if applicable)
  • Rent/mortgage amount

Did you like this card? Click on the button below and get yours right now.