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FIT Platinum Mastercard®: review

What makes FIT Mastercard® an awesome credit card is because its credit score requirement is low to none and it doesn’t need a security deposit.

Designed for people with bad or no credit score, FIT Platinum Mastercard® offers free monthly credit score checks, an initial credit limit of $400 and the chance to double it in a few months.

With this card you will track your credit score, effectively manage your credit histories and take control of your financial futures. Check this review to know everything about this credit card.

Pros & Cons


  • Initial credit limit up to $400 doubles up to $800
  • Does not require security deposit
  • Open to people with poor credit
  • Mastercard Zero Liability Protection
  • Monthly reporting to the three major credit bureaus
  • Free monthly credit score available on e-statements
  • Use wherever Mastercard is accepted


  • Annual fee
  • High regular APR
  • Charges foreign transaction fees

Rates, fees & offers

  • Annual fee: $99
  • Bonus offer: None
  • Ongoing APR
    APR: 29.99% Variable APR
    Cash Advance APR: 29.99%
  • Balance transfer fee: None
  • Foreign transaction fee: 3%


Initial Credit Limit of $400

Believe it or not, the FIT Mastercard® offers you an initial credit limit of $400 and you don’t need to make any security deposit. Furthermore, you can request higher credit limits every six months 

Double Your Credit Limit

Getting a credit limit increase is so hard when you have a poor or none credit score. However, as if it were not enough, with FIT Platinum Mastercard® your credit limit can double in just six months. You only need to make the first six monthly minimum payments on time. Easy, right?

Free Monthly Credit Score

How to improve your credit score if you can check it? This is not a problem for FIT Mastercard®. When you sign up for e-statements, you are not only protecting the planet but you’ll have access to a free monthly credit score.

How to request this card

Applying for a credit card is very simple and you can do it through the website. You only need yours:

  • Social Security Number
  • Date of birth
  • Physical address
  • Monthly income

Did you like this card? Click on the button below and get yours right now.