A top choice for casual or moderate United fliers; the perks can easily outweigh the annual fee. If you’re prepared to spend on dining and hotels in addition to United purchases, you’ll earn 2 miles per dollar.
Card details
Annual fee: $0 intro annual fee for the first year, then $95
Rewards rate: 1x – 2x
Type of card: Travel
Credit Score: Good – Excellent (690 – 850)
Card benefits
- 2x miles on United purchases
- 2x miles on dining, including eligible delivery services
- 2x miles on hotel stays when booked with the hotel
- 1x mile on all other purchases
- 2 United Club one-time passes per year
- Credit card travel benefits
- MileagePlus program benefits
- Protection benefits
- Complimentary DashPass from DoorDash
- Luxury Hotels & Resort Collection
- Exclusive Cardmember events
For whom this card is recommended
If you’re a regular United flyer but you don’t care about access to United Clubs, the United Explorer card could be a good choice.
Similarly, if you redeem a lot of United miles (possibly transferred from Chase Ultimate Rewards points), you can benefit from the expanded reward space you get access to with this card, even if you don’t use the other benefits of this card often.
Did you like this card? For more information, click on the button below.
Fluid Credit Card Guide: Maximize Your Balance Transfer Strategy Without Paying Hidden Interest <p style='font-size:14px;'>A step-by-step guide to using the Fluid credit card wisely — and avoiding the common mistakes many UK borrowers make.</p> 
How to Get the Most Out of the Santander Edge Credit Card <p style='font-size:14px;'>A hands-on guide to maximizing cashback, avoiding hidden costs and comparing smarter options in the UK market.</p> 
Advanced Guide to Getting the Most Out of the Funding Circle Business Cashback Card <p style='font-size:14px;'>How to turn a simple business credit card into a smarter cash-flow tool with rewards that support long-term growth</p>