A top choice for casual or moderate United fliers; the perks can easily outweigh the annual fee. If you’re prepared to spend on dining and hotels in addition to United purchases, you’ll earn 2 miles per dollar.
Card details
Annual fee: $0 intro annual fee for the first year, then $95
Rewards rate: 1x – 2x
Type of card: Travel
Credit Score: Good – Excellent (690 – 850)
Card benefits
- 2x miles on United purchases
- 2x miles on dining, including eligible delivery services
- 2x miles on hotel stays when booked with the hotel
- 1x mile on all other purchases
- 2 United Club one-time passes per year
- Credit card travel benefits
- MileagePlus program benefits
- Protection benefits
- Complimentary DashPass from DoorDash
- Luxury Hotels & Resort Collection
- Exclusive Cardmember events
For whom this card is recommended
If you’re a regular United flyer but you don’t care about access to United Clubs, the United Explorer card could be a good choice.
Similarly, if you redeem a lot of United miles (possibly transferred from Chase Ultimate Rewards points), you can benefit from the expanded reward space you get access to with this card, even if you don’t use the other benefits of this card often.
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